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Home, Auto, and Personal Loans

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Whether you’re in the market for a new or used vehicle, we’ve got a loan for you! 

Rates are as low as 3.64% APR*.  Inquire online. 

loPay Vehicle Loan

Like a lease, we offer monthly payments which are considerably lower than conventional financing. But unlike a lease, you own the vehicle.

Other benefits include:

  • New and pre-owned vehicles up to five years old qualify
  • Flexible loan terms up to 72 months!
  • No money down, no security deposit,  and no advance first or last payment required
  • No early payoff penalty. Refinance your current vehicle loan to reduce your monthly payments.
  • Vehicle upgrade potential
  • Vehicle ownership (titled in your name)
  • Yearly mileage available options: 12000, 15000, 18000

Inquire online about loPay vehicle financing. 

If you are shopping at any of our Partner Dealerships, let them know you want a Laramie Plains Federal Credit Union member rate.

Loan Calculator

receive discounts on car insurance by being a member of Laramie Plains Federal Credit Union. Get a quote today at TruStage.

Life happens. Death, disability, unemployment, and other unforeseeable events are simply a part of life that we want you to be prepared for.  That’s why we have partnered with TruStage to offer optional insurance if the unexpected does happen.

Have you been denied an auto loan? Check out our Fresh Start loans.

Protect your budget and your savings with Debt Protection, Guaranteed Auto Protection (GAP) and Mechanical Breakdown Protection Insurance. Ask your loan officer for details.

You can make easy payments through Home Banking using several options with E-Services.

Skip a Pay

We get it! Sometimes your loan payment doesn’t quite fit into your monthly budget. Whether you need extra cash for the holiday season, upcoming vacation or something else, you might need to take a break from your monthly payment. Our Skip a Pay program lets you skip your loan payment for one month for a low per-time fee. Free up the funds to take care of what you need or want, and then get right back to paying on your loan the very next month.

Laramie Plains Federal Credit Union offers Skip-a-Payment* twice a year; summer and holiday. Currently, Skip-a-Payment is not offered.

*Annual Percentage Rate, subject to credit approval. Rate may vary depending on credit and underwriting factors.