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Fresh Start Checking, Savings & Credit

Fresh Start Checking

A Fresh Start Checking Account is uniquely designed to allow members with past account closures to open a checking account when other institutions refuse. This account allows members worldwide access to their money with a VISA® debit card and has no minimum balance requirements and earns rewards on debit card purchases with UChoose Rewards or our exclusive Cash Back for College Rewards.

We have Certified Credit Union Financial Counselors on staff to help members reach their financial goals. This is free one-on-one counseling to help members create budgets, improve credit, and reduce debt. 

Fresh Start Checking Account benefits:

  • E-Services – Freedom to manage personal finances at your convenience.
  • Shared ATM Network – Surcharge-free access to your money, almost anywhere at more than 30,000 locations worldwide.
  • UChoose Rewards – Earn 1 point for every $2 spent. Redeemable for travel, entertainment, merchandise, and millions of other exciting options.
  • Cash Back for College Rewards  - Earn free money toward anyone’s higher education.
  • $5.00 a month service fee.
  • Members can change debit card Personal Identification Number (PIN) by calling 800-992-3808 from the phone number we have on file. Be sure to have your debit card available for number verification. 

To report a lost or stolen debit card call 800-472-3272.

APPLY ONLINE for Fresh Start Checking.