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Checking, Savings, and IRAs


Checking with Ultimate Rewards! Bonus dividends up to 2.75% APY* on the average daily balance in your checking account. Earn rewards on debit card purchases with UChoose Rewards or our exclusive Cash Back for College Rewards

We've simplified the switching process! We know that switching financial institutions can be a hassle, but we've made it easy with ClickSWITCH

Earn an Ultimate rate by meeting these simple monthly requirements:

  • Make 12 or more $5.00 minimum debit card purchases (ATM’s excluded).
  • Have at least one direct deposit.
  • Log in and use online banking.
  • Receive e-statements.

Ultimate Checking Account Benefits:

  • Bonus Dividends
  • E-Services – Freedom to manage personal finances at your convenience.
  • Overdraft Protection ** – Save money on nonsufficient funds fees and have access to funds in an emergency.
  • Shared ATM Network – Surcharge-free access to your money at more than 30,000 locations worldwide.
  • UChoose Rewards – Earn 1 point for every $2 spent. Redeemable for travel, entertainment, merchandise and millions of other exciting options.
  • Cash Back for College Rewards - Earn free money toward anyone’s higher education.
  • Order Checks Online
  • No monthly service fees.
  • Members can change debit card Personal Identification Number (PIN) by calling 800-992-3808 from the phone number we have on file. Be sure to have your debit card available for number verification. 

To report a lost or stolen debit card call 800-472-3272. 

Already a Member? Add an Ultimate Checking Account.

*APY states as Annual Percentage Yield is variable and can change without notice, fees may reduce earnings on the account.  
**With approved credit.