Whether you are just starting out, in the military, running your own business or enjoying your retirement, we have an account that will meet your needs.
We're stronger together! We donate $50 to your favorite charity for each friend or family member that you refer. Just tell them to give your name when opening their account. We'll contact you for charity of your choice. Family and friends can open any type of account or loan to qualify.
Click here for Frequently Asked Questions.
We've simplified the switching process! We know that switching financial institutions can be a hassle, but we've made it easy with ClickSWITCH.
Checking with Ultimate Rewards! Bonus dividends up to 2.75% APY* on the average daily balance in your checking account. Earn rewards on debit card purchases with UChoose Rewards or our exclusive Cash Back for College Rewards.
Earn an Ultimate rate by meeting these simple monthly requirements:
To report a lost or stolen debit card call 800-472-3272.
Already a Member? Add an Ultimate Checking Account.
*APY states as Annual Percentage Yield is variable and can change without notice, fees may reduce earnings on the account.
**With approved credit.
We love our military and first responder members and honor them by offering exclusive benefits with the Freedom Account.* Tiered dividends as high as 3.00% APY** on the average daily balance in your checking account. Earn rewards on debit card purchases with UChoose Rewards or our exclusive Cash Back for College Rewards.
To report a lost or stolen debit card call 800-472-3272.
Laramie Plains Federal Credit Union wants to make a difference in the lives of those protecting our freedom. We send quarterly care packages to our members that are deployed. Just give us your current military shipping address.
*Available to our heroes serving or have served in the Armed Forces, Fire, and Rescue, Law Enforcement or EMS.
**APY states as Annual Percentage Yield is variable and can change without notice, fees may reduce earnings on the account.
***With approved credit.
A Health Savings Account is a great way to save for your health care deductible or expenses while taking advantage of tax savings.
Minimum average daily balance is $100.
*With approved credit.
At Laramie Plains Federal Credit Union, we know that achieving financial security begins with saving. This basic Savings Account is required on all accounts for membership. The minimum $5.00 balance is your ownership share in Laramie Plains Federal Credit Union.
Now is the perfect time to open a Youth Account!
Laramie Plains Federal Credit Union knows the importance of fostering responsible money management, good saving habits, and smart shopping skills to kids and young adults.
This account (age up to 12) is designed to introduce your little one to the concepts of saving and the value of money. Benefits include:
Members under 18 must have a joint account with an adult. Debit card, Visa® Credit Card and Auto Loan eligibility may vary based on credit. Some restrictions may apply.
Help pay for college by simply using your debit or credit card. Earn Cash Back for College points every time you shop. It’s that easy! Register your debit card at UChooseRewards and then let us know you want Cash Back for College!
Points are converted quarterly to cash and placed in a Cash Back for College Savings Account. Use these funds for tuition, books and other school supplies at any technical, trade, community college or 4-year institution of higher learning.
You can add to these education funds throughout the year or automatic deposit from your Checking or Primary Savings account to your Cash Back for College Savings account ensuring consistent savings all year long to pay for education expenses when the time comes.
Take advantage of your higher balance with even better returns from our Money Market Account. Tiered rates of return mean the more money you have in the account, the higher the dividend. Deposit a minimum of $2,500 in a Money Market Account and still have access to cash when you need it.
Already a Member? Add a Money Market Account.
Save for the long-run with Certificates of Deposit. Invest at a fixed rate over a stated period of time, earn higher dividend rates and enjoy the security of earning a guaranteed rate of return.
Certificate of Deposit Benefits:
We have Youth Certificates of Deposit!
The Youth Compass Program offers Certificates of Deposit at a special rate of 3% APY*!
*Annual Percentage Yield, $50 minimum opening balance, $3,000 maximum balance, may make deposits, $10 minimum deposit, Youth CD's are a 12-month term that automatically renews, Youth CD final maturity occurs the year the member turns 22, only one Youth CD per member, other restrictions may apply.
Save for holiday expenses with Holiday Savings Accounts. These accounts are tailored to fit your income, savings schedule and goals. Funds can be deposited throughout the year or can be automatically deposited from your Checking or Primary Savings account periodically, ensuring consistent savings all year long so that every holiday season will be merry! Minimum opening deposit is $25. Funds are released at the beginning of November.
Already a Member? Add a Holiday Savings Account.
There’s no better time to start preparing for the future than the present. Laramie Plains Federal Credit Union can help with Traditional or Roth IRA’s designed to provide you with the comfortable retirement you deserve.
Create less financial restraints for your child’s education with a Coverdell Education Savings Account. Dividends grow tax-free and funds are penalty-free if used for qualified education expenses.
Individual Retirement Account Benefits: